Services & Fees

Right now, when you sign up to have three policies analyzed for $60, we’ll analyze a fourth policy for FREE! This is a great opportunity to ensure that all of your important assets are properly insured while maximizing your savings across the board.

At Bully My Bills, we make payment simple and transparent. We complete the analysis and provide expert recommendations, you’ll only pay based on the actual savings you achieve. 

1. Initial Policy Analysis Fee ($20 per Policy):  

   For each vehicle or property policy you’d like us to analyze, there’s a modest $20 analysis fee. This ensures a thorough review of your current coverage and helps us identify potential savings. In the rare event your policy is already perfect and we have no recommendations, we will refund your $20 analysis fee. 

2. Savings Estimate & Non-Refundable Deposit:  

   After analyzing your policy, we’ll provide you with an estimated savings amount based on our initial review. To proceed with implementing these savings, you’ll pay a non-refundable deposit equal to 50% of the estimated first year’s savings. Once the deposit is paid and engagement documents signed, we will provide a full explanation of the strategies and adjustments that will help you achieve these savings.

Please note: The deposit is non-refundable, even if you later choose not to implement the recommendations. This ensures a fair exchange for the time, expertise, and proprietary strategies provided during your analysis, while also reflecting a mutual commitment between both parties to finalize the process.

3. Final Payment (Based on Actual Savings):  

   After you’ve made adjustments to your policies with your insurance provider, via a three way phone call, the remaining balance will be due, based on the actual savings you achieve. You’ll have two flexible payment options:

   - Pay the total savings amount as a one-time lump sum, or

   - Spread the payment over 6 or 12 equal monthly installments.

For example:  

- If your estimated savings are $300 annually, your initial non-refundable deposit will be $150.  

- After implementing the changes, if your actual savings total $350, you’ll pay the remaining $200 as a lump sum or over 6 - 12 months.

The best part? You keep all future savings year after year! After the first year, any savings generated from our recommendations are yours to enjoy, providing long-term financial benefits without any additional payments to us.

- Detailed review of your current coverage, deductibles, and premiums

- Identification of potential savings and errors

- Personalized recommendations based on your unique financial situation and needs

- Guidance on how to implement any changes with your insurance provider

1. Select how many policies you’d like us to analyze. Complete the initial inquiry form. 

2. Pay the modest analysis fee based on the number of policies.

3. We’ll review your insurance policies and provide you with the estimated savings you'll enjoy. 

4. Pay half of the estimated savings as a deposit, and sign the engagement documents. 

5. Phone Consultation: We provide expert recommendations designed to save you money, explain the strategy, and have a three way call with your insurance company to implement the money saving changes. 

4. After adjustments are made, pay the remainder of the first year’s savings either as a lump sum or in 6 - 12 monthly installments.

5. Enjoy the ongoing savings year after year from your optimized policies!