We thoroughly analyze your insurance policies to identify errors, unnecessary coverage, or opportunities to adjust your coverage in order to lower your premiums. Our recommendations are personalized to your specific financial needs and goals, ensuring you’re paying only for what you need.
For a modest $20 fee per policy, we’ll review the entire scope of your current coverage, deductibles, premiums, and any additional riders or coverage add-ons. We’ll identify potential savings, make recommendations for adjustments, and ensure that your policy meets your needs while reducing costs.
We analyze a variety of personal insurance policies, including:
Auto insurance
Home insurance
Renter's insurance
Life insurance
Health insurance
Other property or personal liability policies
If you’re unsure whether we can analyze your policy, just ask!
After reviewing your policies, we’ll schedule a consultation to explain our findings and provide a detailed estimate of potential savings. You’ll have the option to adjust your policy with the help of your insurance agent based on our recommendations.
No, we provide you with personalized recommendations, but you remain in full control. All changes to your policy must be approved by you and implemented through your licensed insurance agent. We can assist you with these adjustments by participating in a call with your insurance provider, but we do not make changes on your behalf.
Once you’ve implemented the changes we recommend, you will pay us an amount equal to the first year’s savings. You can choose to pay this in one lump sum or spread the payment over 12 monthly installments.
Once we receive your policy documents, the analysis typically takes a few business days. We’ll be in touch to schedule a consultation as soon as our review is complete.
That’s entirely up to you! We’ll provide you with a full breakdown of the potential savings, and you decide whether or not to proceed with any adjustments. If you don’t want to make changes, there’s no further obligation.
Yes, the $20 fee pays for analyzing the specifics for each vehicle and each driver.
No, all policies you'd like to have analyzed need to be done at the same time. This is why we offer the discount of adding a fourth policy for free.
Zelle is a free electronic transfer, payment method easily set up through your major bank. PayPal, Venmo, etc. can not be accepted because they charge fees that no one enjoys paying.
In the rare event that no savings are found, you’ll still benefit from the peace of mind that your policies are properly optimized. Our fee only applies if we find savings and after you decide to implement any recommended changes. We will even refund your $20 if your policy is already perfect.